Social security and quality of life

Investing in high quality of life:

Benefits for our employees

Employee values

We take responsibility for the social security of our employees. Get an overview of the payments, allowances, insurance benefits, and extra services that we provide to our staff.

Performance-based remuneration

We use our remuneration structure to provide each employee with incentives for personally implementing DZ BANK’s strategic goals and those of his or her own division. Our standard starting salaries are based on local practice in the countries where our offices are located. Women and men who are of equal merit, who have the same level of experience, and who are doing the same job are paid equally. The remuneration structure at DZ BANK is based on performance, not on gender.


DZ BANK also offers a variety of employee benefits to its members of staff. These range from a travel allowance or subsidized travel card to group accident insurance and various CPD subsidies. All company benefits are available to full-time and part-time staff.


The most important voluntary benefit provided by DZ BANK continues to be occupational pension provision, which also matters greatly to our employees. In 2018, over 78 percent of employees took the opportunity to pay some of their salary directly into the occupational pension scheme. In addition to flexible working hours, our staff benefit from teleworking and various part-time working models. Last year, 20.1 percent of employees worked part time. Nearly 13 percent worked at least some of the time from home by way of teleworking.

Support for employees

To enable employees to balance work with family life, DZ BANK helps them to find places at suitable day nurseries and kindergartens and subsidizes childcare costs. It even offers a solution for times when childcare is unexpectedly unavailable: Parents are entitled to emergency childcare at a partner care provider for up to ten days a year. There are also parent-child offices at five locations.


We also provide support for employees who are carers. Under a company cooperation scheme, we offer access to advice and assistance, and the opportunity to participate in skills training. Annual talks on topics such as health care proxy arrangements, living wills, and guardianship law complement this offering. 


Preventive courses on stress management help employees to deal with mental health problems. Staff who need help with difficult situations at work or at home can obtain professional support from two independent social counselors. In addition to meeting employees in person, they also give talks at our offices throughout Germany.

Overview of employee benefits offered by DZ BANK:

  • Occupational pension provision
  • Inhouse sports activities
  • Travel card and Deutsche Bahn travel card
  • Inhouse cafeteria or meal vouchers
  • Travel allowance
  • Subsidy for privately arranged CPD
  • Group accident insurance
  • Long-service awards
  • Subsidy for childcare costs
  • Contingency benefits
  • Special leave
  • Vacation pay